(The Hill) – More than two-fifths of baby boomers are nearing retirement with no retirement savings.
That fact may surprise you, if you are a typical white-collar worker, dwelling in a corporate culture of near-universal retirement coverage, encouraged to save a half-million dollars or more before taking the gold watch.
But many Americans work for smaller companies that don’t offer retirement savings, or are self-employed, or live paycheck to paycheck.


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